and a pastor at asbury united methodist church and lewis davis jr., he is the senior state director with aarp in d.c. welcome to viewpoint. >> thank you. >> let's start out if we can with the big picture and the challenges specifically facing our seniors today. what are some of the biggest challenges? >> well, they are indeed massive and each and every month i, with other pastors throughout the area, come into contact with people who are just struggling today to redefine retirement. to redefine their existence. thinking that they would be able to do family things and be there for family support and getting other types of work. most of the people are now asking the question will i have to return to work? >> right. >> and this is a real challenge. the issue of uncertainty. i think the issue of uncertainty is the largest cloud around the elderly today. and trying to understand what the future is going to look like and whether or not they're going to be able to sustain themselves around the income and support base that they presently have. there are lots of other issues, of course. but i thi